Details: Description We are a successful local bank with heavy ties in Latin America.We are currently seeking a Senior Commercial Credit Analyst to join our growing team.SENIOR COMMERCIAL CREDIT ANALYSTSummary of position: Supports Lending function by providing analytical support to Credit Manager, Senior Lender, and lending staff. Spreads financial statements and assists the Credit Manager in qualification assessment and analysis of the financial condition and the credit risk in financing requests within the framework of Bank credit policy and current economic and industry trends. Performs underwriting analysis of borrower’s character, credit worthiness, and financial condition and recommends approval or decline of the loan request to the Credit Manager. Prepares Offering Ticket and Credit Memorandum for presentation to credit approval officers or loan committees. Investigates all available sources of credit and financial information, including reporting services, credit bureaus, and agencies. Interacts with customers and accountants at direction of the Credit Manager or Lending Officers to perform analysis. Develops credit information for use by senior credit personnel or lenders in lending decision. Minimum three years’ experience as a bank commercial credit analyst with substantial C&I (Commercial and Industrial) loan underwriting experience.
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