Details: .Responsible for reviewing, analyzing, approving and underwriting moderate individual consumer requests and products within company and industry guidelines. Evaluating and ensuring overall loan documents are accurate, complete and compliant; reviewing of financial statements, credit reports, applicable ratios and other supporting documentation; using an automated scoring system or traditional underwriting to determine acceptability of moderate requests; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decisions and/or to sell/promote line products; staying abreast of any changes in underwriting provisions; working with production to resolve questions when possible.
Showing posts with label Mortgage. Show all posts
Showing posts with label Mortgage. Show all posts
Monday, 30 July 2012
Friday, 20 July 2012
Mortgage Underwriter Level 1
Details: Classification: Mortgage Underwriter Compensation: $40,000.00 to $42,000.00 per year Accountemps is filling immediate needs for direct hire level 1 Mortgage Underwriters. Qualified candidates will be asked to handle the following job duties:Level 1 Underwriters will be responsible for reviewing, analyzing, approving and underwriting routine individual consumer requests and products with few deviations and within company and industry guidelines. Dependent on division, functions may include reviewing credit applications, credit bureau information, collateral valuation, tax returns, financial statements, and or other supporting documentation to recommend/approve requests within decisioning authority levels by way of automated scoring system or traditional underwriting; assisting with the calculations and preparation of reports for review; responding to customer inquiries and credit decisions; ensuring credit files are current, complete, and compliant with company standards; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decisions, and/or to sell/promote line products. Basic Qualifications: •6+ months experience in underwriting, processing, origination or closing or BA/BS. Minimum Qualifications: •At least 2 years mortgage experience in processing/closing/underwriting/origination •Familiar with income/asset/credit/collateral documentation •Demonstrated customer communication skills - both internal and external •Ability to multi-task and independently research problems/questions •Intermediate computer proficiency This position requires compliance with all mortgage regulatory requirements and compliance policies related to these requirements including acceptable background check investigation results. Successful candidates must also meet ongoing regulatory requirements including additional screening and required reporting of certain incidents.
Mortgage Processor (Support)
Details: Classification: Mortgage Processor Compensation: $17.41 to $20.16 per hour We are currently sourcing candidates with 2+ years of mortgage processing experience. This unique opportunity is a temp to hire role with a growing financial services company, located in St. Paul. The ideal candidate will have an outgoing personality, exceptional communication skills, mortgage origination experience or interest in mortgage origination. Knowledge of E3 software or mortgage ware is a plus. If interested please contact Accountemps at 651-293-3973.
Junior Mortgage Loan Processor
Details: Junior Mortgage Loan ProcessorJr. Loan Processor Needed In Irvine!PLEASE READ JOB DESCRIPTION BEFORE APPLYINGLooking for a Jr. Mortgage Loan Processor in Irvine.Job requirements: Must have a minimum of 1 year of experience processing mortgage loans. Must have strong attention to detail, and work well in a fast-paced customer service oriented environment. NMLS ID helpful, but not required.This is a great full-time temporary to hire opportunity, and is a Mon-Fri day shift during regular business hours. Salary is $16/hr, and will include commission upon time of being hired by company directly. If you meet the requirements listed above, and are interested in a GREAT opportunity, apply NOW!Email resume to: . Refer to job #95266.Stivers Staffing Services has been placing office professionals since 1945.We have a variety of jobs available to match your skills.Contact us today to speak with a staffing professional to see where we can find a fit for you!You may view all our current openings at www.stivers.com.NEVER A FEE TO YOU!Excellence in staffing for 66 years!EOE M/F/D/Vwww.facebook.com/StiversStaffingStivers Staffing Services Participates in E-Verify
Wednesday, 18 July 2012
Mortgage Consultant-Telesales (SAFE)
Details: Provides consultation in regards to home financing by educating borrowers on available products and the loan process. Business is generated via corporate relationships, direct-to consumer marketing and other third party relationships.Responsibilities include:• Completing loan application• Pricing loan• Locking loan rate and communicating to borrower during loan process in accordance with WFC policies and procedures.Additional responsibilities may include sourcing business from affiliated business partners.This base plus commission role provides a great opportunity to build relationships, showcase and enhance sales skills, assist clients to reach personal financial goals through homeownership, and partner to help build our business.This position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results.This position requires compliance with all mortgage regulatory requirements and Wells Fargo's compliance policies related to these requirements including acceptable background check investigation results. Successful candidates must also meet ongoing regulatory requirements including additional screening and required reporting of certain incidents.
Bilingual Mortgage Consultant-Telesales (Safe)
Details: Provides consultation in regards to home financing by educating borrowers on available products and the loan process. Business is generated via corporate relationships, direct-to consumer marketing and other third party relationships. Responsibilities include completing loan application, pricing loan, locking loan rate and communicating to borrower during loan process in accordance with WFC policies and procedures. Additional responsibilities may include sourcing business from affiliated business partners.This base plus commission role provides a great opportunity to build relationships, showcase and enhance sales skills, assist clients to reach personal financial goals through homeownership, and partner to help build our business.This position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results.
Tuesday, 17 July 2012
Mortgage Underwriter
Details: Division: Mortgage FlsaStatus: Non-Exempt EmploymentType: Regular GENERAL FUNCTION: Performs a wide range of duties related to the underwriting of residential mortgages. Renders an underwriting decision and subsequent clearing conditions to ensure credit guidelines are met. Proactive in communicating the decision to the Loan Originator, as well as serving as a resource to Residential Mortgage personnel on any underwriting questions. Assists in training new hires. Functions as escalation point for decisions requiring higher authority or unique problem solving to make the loan work. DUTIES AND RESPONSIBILITIES: * Utilize systems in place, including automated underwriting to underwrite files in a timely manner. * Underwrite conventional and portfolio loans, in addition to assisting in FHA/VA loans, until such delegation is provided. * Manage expected service levels related to decision and condition clearing. * Update information on processing and underwriting systems to verify, add, delete or waive conditions. * Contact Loan Originators with the decision on the loan immediately after underwriting the file. * Provide feedback to other staff and loan officers. * Demonstrate leadership skills as a team player by providing superior customer service, being flexible and approachable. * Responsible for appropriate section of HMDA Worksheet. * Review exception reports to ensure completion of all tasks. * Maintain knowledge of Fifth Third Mortgage Company policies and procedures, in addition to private investors, government investors and portfolio Credit Policy and Guidelines. SUPERVISORY RESPONSIBILITIES: None. ExperienceKNOWLEDGE & SKILLS REQUIRED: * Knowledge of conventional and government underwriting guidelines. * Three (3) or more years mortgage lending experience in origination and/or processing in heightened role. * Knowledge of the complete mortgage lending process. * High degree of attention to detail. * Knowledge of federal lending regulations governing real estate lending. * Knowledge of financial analysis techniques. * Demonstrated leadership skills. * Proven computer skills. * Demonstrated organizational skills. * Demonstrated teamwork and customer service skills. * Ability to make decisions in a time sensitive manner. * This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position. WORKING CONDITIONS: * Normal office environment with little exposure to dust, noise, temperature and the like. * Extended viewing of CRT screen.
Mortgage Processor
Details: Division: Mortgage FlsaStatus: Non-Exempt EmploymentType: Regular GENERAL FUNCTION: Performs a wide range of duties related to the processing and pre-underwriting of residential mortgage loans. Duties are both file and vendor level in nature. Maintains contact with external and internal customers to ensure workflow deadlines are met. Assumes primary responsibility for the loan file upon receipt. Proactive in communicating status on the loan to both the borrower and the Loan Originator, and managing to the closing date. Responsible for updating the file and notepad as work progresses on the processing system.ESSENTIAL DUTIES & RESPONSIBILITIES:• Manage pipeline of conventional, government and/or portfolio loans.• Evaluate loan documentation and clear conditions as per delegated authority.• Maintain high level of customer service by being proactive in communicating with borrowers and loan originators.• Ensure accurate, complete, and timely loan data on processing system.• Actively participate in ongoing efforts to continually improve customer service for internal and external customers.• Responsible for appropriate section of HMDA Worksheet.• Review exception reports to ensure all tasks are completed.• Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.• Perform any other duties as assigned.SUPERVISORY RESPONSIBILITIES: NoneExperience• MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: High school diploma or equivalent required. Associates degree preferred. Previous Mortgage experience in processing or closing preferred. Knowledge of conventional and/or government guidelines. Knowledge of processing procedures; knowledge of underwriting and/or closing procedures preferred. Knowledge of federal lending regulations governing residential real estate lending. Residential mortgage loan processing experience. Demonstrated organizational skills. Strong written and verbal communications skills. Demonstrated teamwork, customer service, and follow-up skills. Strong PC skills (MS Office) required, experience with Mortgage origination systems, platforms tools and technology preferred. This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position.
Mortgage Underwriter - Retail Channel - Cincinnati
Details: Division: Mortgage FlsaStatus: Non-Exempt EmploymentType: Regular GENERAL FUNCTIONPerforms a wide range of duties related to the underwriting of residential mortgages. Renders an underwriting decision and subsequent clearing conditions to ensure credit guidelines are met. Proactive in communicating the decision to the Loan Originator, as well as serving as a resource to Residential Mortgage personnel on any underwriting questions. Assists in training new hires. Functions as escalation point for decisions requiring higher authority or unique problem solving to make the loan work. DUTIES AND RESPONSIBILITIES* Utilize systems in place, including automated underwriting to underwrite files in a timely manner. * Underwrite conventional and portfolio loans, in addition to assisting in FHA/VA loans, until such delegation is provided. * Manage expected service levels related to decision and condition clearing. * Update information on processing and underwriting systems to verify, add, delete or waive conditions. * Contact Loan Originators with the decision on the loan immediately after underwriting the file. * Provide feedback to other staff and loan officers. * Demonstrate leadership skills as a team player by providing superior customer service, being flexible and approachable. * Responsible for appropriate section of HMDA Worksheet. * Review exception reports to ensure completion of all tasks. * Maintain knowledge of Fifth Third Mortgage Company policies and procedures, in addition to private investors, government investors and portfolio Credit Policy and Guidelines. SUPERVISORY RESPONSIBILITIES: None. ExperienceKNOWLEDGE & SKILLS REQUIRED* Knowledge of conventional and government underwriting guidelines. * Three (3) or more years mortgage lending experience in origination and/or processing in heightened role. * Knowledge of the complete mortgage lending process. * High degree of attention to detail. * Knowledge of federal lending regulations governing real estate lending. * Knowledge of financial analysis techniques. * Demonstrated leadership skills. * Proven computer skills. * Demonstrated organizational skills. * Demonstrated teamwork and customer service skills. * Ability to make decisions in a time sensitive manner. This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position.
Saturday, 14 July 2012
Mortgage Closer/processor
Details: Our Mortgage client in the Birmingham, MI area is looking to expand their Mortgage Closer and Processing Teams! These are excellent direct hire opportunities. This company offers an excellent work environment as well as a very competitive benefit package including bonuses! Responsibilities include: - Clearing outstanding underwriting conditions of loans approved by the underwriters - Consistently maintain a production quota of 9 new loans daily - Completes all necessary steps to clear a loan for closing - Respond and help resolve issues identified by quality control, post closing and other departments - Provide the best customer service through friendly, professional and responsive communication with internal departments and external customers - Strive to meet department and company set goals pertaining to production and service levels - Preform additional responsibilities such as peer mentoring and peer trainingRequirements include: - Previous mortgage closing and/or processing experience - Knowledge of VA, FHA, Conventional and residential loans - Ability to work in a fast paced busy environmentIf you are looking for a new position and would like to be considered for this position, please forward a resume for immediate consideration.
Mortgage Loan Funder
Details: Classification: Lender - Mortgage Compensation: $22.00 to $25.00 per hour Stable retail mortgage operation seeks multiple funders on a full time basis to grow with their team! Company offers a great environment and a nice hourly wage plus bonus. Our client is looking to interview and hire immediately. If interested in this outstanding opportunity, please email your resume directly to Dennis Dawson at
Friday, 13 July 2012
Mortgage Underwriter
Details: Classification: Mortgage Processor Compensation: $60,000.00 to $80,000.00 per year We have a client that is looking to bring a DE Underwriter into there group. Our client is with a well respected mortgage company in the West County area. They are looking for someone that has had a stable working background, high energy and looking to make a long term career move. Please contact .
Mortgage Underwriter, Eastside, $30/HR DOE, T-H
Details: Classification: Mortgage Underwriter Compensation: $24.00 to $30.00 per hour Our client, a growing mortgage firm on the Eastside, is looking for a Underwriter on a temp to hire basis!As the Underwriter, you will be responsible for providing efficient, timely, consistent, accurate quality loan decisions on a daily basis. Underwrite loans that adhere to client's Underwriting Policy and Procedures as well as adhere to the investor guidelines, policies and procedures. To be considered for the Underwriter, you will have strong interpersonal and customer service skills, detail-oriented, organized and able to multitask. As well as working knowledge of MS Word, MS Excel, MS Outlook and Calyx POINT (mortgage origination software). Encompass experience a plus! All candidates will need to have the ability to work under pressure and meet stringent deadlines on a consistent basis.All qualified candidates will be required to complete a criminal background check.
Mortgage Loan Support Specialist
Details: Our Mortgage client in the Livonia area is looking for several Loan Support Specialists to join their busy Mortgage Team! This is an excellent opportunity to work for a Fortune 500 Company. They offer a flexible work schedule and an excellent benefit package! Responsibilities include: - Pulling loan documents from the vault to be shipped - Enter release/shipper information into the collateral tracking system - Print letters and schedules - Verify notes are endorsed by investors - Put together mortgage documents to be shipped - Preform audits on shipper packagesQualifications include: - HS Diploma or GED - Excellent data entry skills - Attention to detail - Ability to use a 10 number pad - Ability to work in a fast paced busy environment and meet deadlinesThe hour of the position are Monday - Friday 830 - 5 with occasional overtime.If you are interested in this position and would like to be considered, please forward a resume for immediate consideration.
Wednesday, 11 July 2012
Mortgage Servicing Specialist
Details: Mortgage Servicing SpecialistA large financial institution in the area is currently hiring a Mortgage Servicing Specialist. This position has the opportunity for growth and long term advancement. Candidates with customer service skills or basic mortgage knowledge are applicable! The opportunity is located in a fast-paced environment. *This is a contract opportunity with temp to hire potential*Pay: 17.00/hr*Professionalism and confidentiality is an absolute must**Must be highly professional in demeanor, attire and communication skills* *Someone who is polished, shows initiative, works well individually and with a team* *Someone who is willing to go the extra mile to exceed client expectations* *Candidates need to feel comfortable working quickly and multi-tasking*Great opportunity to “get your foot in the door" at one of the largest financial institutions in the world! Summary:Supports the servicing of mortgage loans. May entail working on default and/or non-defaulted loans. Responsibilities may include processing routine transactions, documenting loan history, responding to customer, investor, or other 3rd party inquiries, researching and/or preparing documentation, or analyzing requests in accordance with established guidelines and determining appropriate course of action. Handles more complex levels of transactions with limited supervision to complete daily tasks and duties. Typically has 2-4 years of experience with a working knowledge of the business and general office skills. In addition to the responsibilities of the mortgage loan transactions operations/servicing loan servicing specialist, handles more complex transactions and is more skilled and tenured. Works more independently than less seasoned specialists. May assist with training and coaching of associates and/or distribution of work to associates. May obtain credit reports, inspections, surveys, and title work. Contacts customer with any questions or concerns.
Mortgage Process Support
Details: Job Summary: Role supports a portfolio of loans in default, imminent default loans with a focus on loan modifications, document validation, Net Present Value model running, completing second mortgage modifications, executing short sale/ DIL or answering technical foreclosure questions, as well as responsibility for identifying solutions that will improve the account in a timely manner. The Processor position requires the understanding and utilization of appropriate options for borrowers, such as Collections, Repayment plans, Special Forbearance, Modifications, Short Sales, and/or Foreclosure. Although work will vary based on the associate's department, core responsibilities may include processing routine transactions, documenting loan history, responding to customer or other 3rd party inquiries, researching and/or preparing documentation, and analyzing requests in accordance with established guidelines to determine appropriate courses of action. There will be a need to handle more complex levels of transactions related to Loan Modifications with limited supervision to complete daily tasks and duties and along with an ability to follow and execute policies, procedures, and protocol required to complete assigned tasks. The ability to clearly communicate the customer's current status and the steps that are required in order for us to make a Fair, Fast and Final decision.
Sunday, 8 July 2012
Mortgage Loan Officer
Details: ABOUT US: Paramount Equity was founded in 2003 and provides residential homeowners a variety of financial services to accomplish one simple goal: Save Our Neighbors Money! From purchase and refinance mortgage banking, to property, casualty, life and health insurance, and now solar panel leasing and financing, Paramount Equity is committed to making a positive impact in the lives of our customers and the local communities in which we operate.We have been awarded the A+ Employers’ Award by the Sacramento Business Journal on multiple occasions (2006, 2007, 2009, 2010 & 2011) as an exceptional place to work. We continue to maintain an “A” ranking as an Accredited Business with the Better Business Bureau.OVERVIEW: Paramount Equity is looking for experienced mortgage bankers, loan officers, loan originators, etc. with previous sales success to sell and close conventional, FHA (“Full Eagle” designation) and VA residential home loans through our in-house, mortgage banking platform. Responsibilities include, but not limited to: Advise new and existing customers on various loan programs based on the customers’ financial needs Obtain and analyze pertinent financial and credit data Analyze current rates and programs to provide accurate and timely information to customers Negotiate terms and conditions of loans with applicants Act as primary liaison with borrowers (customers), outside entities (realtors, title and escrow officers, etc.) and other company employees to facilitate a prompt and efficient loan closing Keep informed on trends and developments in the local real estate market, as well as the changing rules and regulations, pertaining to both private and government-insured mortgages Manage personal pipeline to ensure service standards and financial goals are met Consistently work in accordance with published departmental sales and service standards Transact business in conformance with state and federal regulations such as, but not limited to, RESPA, HMDA and Fair Lending PracticesWHAT WE PROVIDE TO YOU: We fund our loans as a Direct Mortgage Banker or Direct Lender with large, Tier-1 Investors Highly-competitive revenue splits with a monthly draw guarantee Non-recoverable draw the first 2 months so you get started out on the right foot! Superior pricing and product placement through our online, real-time pricing engine Close loans in days and not weeks or months (50% of our deals close in 2 weeks or less!) 24 to 48-hour in-house, underwriting and closings In-house mortgage operations team (processing, underwriting, closing, etc.) to ensure your loans get through the system fast and clean the first time Top-notch marketing and advertising programs that bring qualified clients directly to you Additional cross-selling opportunities to help your customers save even more money (credit repair, insurance, solar, etc.) Hands-on sales management to provide continual education and sales trainingBENEFITS: Medical, Dental, and Vision Insurance Plans for Employees and Family Voluntary Term Life Insurance and Accidental Death and Dismemberment Insurance Plans Voluntary Long-Term Disability Insurance Plan Aflac Supplemental Insurance Plans 401(k) Retirement Plan Flexible Spending Accounts for Medical and Dependent Care (Cafeteria Plan / Section 125) Section 529 College Savings Plan Aggressive employee referral program that rewards you financially for referring top-performing employees (“Families Helping Families” Employee Referral Bonuses)
Government DE Underwriter (Mortgage)
Details: ABOUT US: Paramount Equity was founded in 2003 and provides residential customers in Arizona, California, Oregon, Utah, Virginia and Washington a variety of financial services to accomplish one simple goal: Save Our Neighbors Money! From purchase and refinance mortgage banking, to property, casualty, life and health insurance, and now solar panel leasing and financing, Paramount Equity is committed to making a positive impact in the lives of our customers and the local communities in which we operate.We have been awarded the A+ Employers’ Award by the Sacramento Business Journal on multiple occasions (2006, 2007, 2009 & 2010) as an exceptional place to work. We are also only one of a few companies in our industry to maintain an “A” ranking as an Accredited Business with the Better Business Bureau.OVERVIEW:Paramount Equity is looking for an experienced professional with an active DE certification to underwrite residential mortgage loans in accordance with FHA (HUD) and internal guidelines to ensure compliance with company and investor standards. Responsibilities include, but not limited to:Underwrite residential mortgage loans in accordance with FHA/HUD and internal guidelines ensuring compliance with company and investor standards Review and analyze borrower profiles, tax returns, title reports, credit reports, income documentation and appraisal products Ability to properly assess and respond to fraud indicators Determine eligibility for private mortgage insurance Demonstrate proficiency in automated underwriting applications and ability to assess results Structure loans according to lender requirements and credit quality Review appraisals for accurate property valuation Ensure documentation is appropriate to support credit decision Issue loan approvals or adverse action notifications Additional duties as assigned BENEFITS:Medical, Dental, and Vision Insurance Plans for Employees and Family Voluntary Term Life Insurance and Accidental Death and Dismemberment Insurance Plans Voluntary Long-Term Disability Insurance Plan Aflac Supplemental Insurance Plans 401(k) Retirement Plan Flexible Spending Accounts for Medical and Dependent Care (Cafeteria Plan / Section 125) Section 529 College Savings Plan Aggressive employee referral program that rewards you financially for referring top-performing employees
Mortgage Loan Officer
Details: ABOUT US: Paramount Equity was founded in 2003 and provides residential homeowners a variety of financial services to accomplish one simple goal: Save Our Neighbors Money! From purchase and refinance mortgage banking, to property, casualty, life and health insurance, and now solar panel leasing and financing, Paramount Equity is committed to making a positive impact in the lives of our customers and the local communities in which we operate.We have been awarded the A+ Employers’ Award by the Sacramento Business Journal on multiple occasions (2006, 2007, 2009, 2010 & 2011) as an exceptional place to work. We continue to maintain an “A” ranking as an Accredited Business with the Better Business Bureau.OVERVIEW: Paramount Equity is looking for experienced mortgage bankers, loan officers, loan originators, etc. with previous sales success to sell and close conventional, FHA (“Full Eagle” designation) and VA residential home loans through our in-house, mortgage banking platform. Responsibilities include, but not limited to: Advise new and existing customers on various loan programs based on the customers’ financial needs Obtain and analyze pertinent financial and credit data Analyze current rates and programs to provide accurate and timely information to customers Negotiate terms and conditions of loans with applicants Act as primary liaison with borrowers (customers), outside entities (realtors, title and escrow officers, etc.) and other company employees to facilitate a prompt and efficient loan closing Keep informed on trends and developments in the local real estate market, as well as the changing rules and regulations, pertaining to both private and government-insured mortgages Manage personal pipeline to ensure service standards and financial goals are met Consistently work in accordance with published departmental sales and service standards Transact business in conformance with state and federal regulations such as, but not limited to, RESPA, HMDA and Fair Lending PracticesWHAT WE PROVIDE TO YOU: We fund our loans as a Direct Mortgage Banker or Direct Lender with large, Tier-1 Investors Highly-competitive revenue splits with a monthly draw guarantee Non-recoverable draw the first 2 months so you get started out on the right foot! Superior pricing and product placement through our online, real-time pricing engine Close loans in days and not weeks or months (50% of our deals close in 2 weeks or less!) 24 to 48-hour in-house, underwriting and closings In-house mortgage operations team (processing, underwriting, closing, etc.) to ensure your loans get through the system fast and clean the first time Top-notch marketing and advertising programs that bring qualified clients directly to you Additional cross-selling opportunities to help your customers save even more money (credit repair, insurance, solar, etc.) Hands-on sales management to provide continual education and sales trainingBENEFITS: Medical, Dental, and Vision Insurance Plans for Employees and Family Voluntary Term Life Insurance and Accidental Death and Dismemberment Insurance Plans Voluntary Long-Term Disability Insurance Plan Aflac Supplemental Insurance Plans 401(k) Retirement Plan Flexible Spending Accounts for Medical and Dependent Care (Cafeteria Plan / Section 125) Section 529 College Savings Plan Aggressive employee referral program that rewards you financially for referring top-performing employees (“Families Helping Families” Employee Referral Bonuses)
Mortgage Loan Officer
Details: ABOUT US: Paramount Equity was founded in 2003 and provides residential homeowners a variety of financial services to accomplish one simple goal: Save Our Neighbors Money! From purchase and refinance mortgage banking, to property, casualty, life and health insurance, and now solar panel leasing and financing, Paramount Equity is committed to making a positive impact in the lives of our customers and the local communities in which we operate.We have been awarded the A+ Employers’ Award by the Sacramento Business Journal on multiple occasions (2006, 2007, 2009, 2010 & 2011) as an exceptional place to work. We continue to maintain an “A” ranking as an Accredited Business with the Better Business Bureau.OVERVIEW: Paramount Equity is looking for experienced mortgage bankers, loan officers, loan originators, etc. with previous sales success to sell and close conventional, FHA (“Full Eagle” designation) and VA residential home loans through our in-house, mortgage banking platform. Responsibilities include, but not limited to: Advise new and existing customers on various loan programs based on the customers’ financial needs Obtain and analyze pertinent financial and credit data Analyze current rates and programs to provide accurate and timely information to customers Negotiate terms and conditions of loans with applicants Act as primary liaison with borrowers (customers), outside entities (realtors, title and escrow officers, etc.) and other company employees to facilitate a prompt and efficient loan closing Keep informed on trends and developments in the local real estate market, as well as the changing rules and regulations, pertaining to both private and government-insured mortgages Manage personal pipeline to ensure service standards and financial goals are met Consistently work in accordance with published departmental sales and service standards Transact business in conformance with state and federal regulations such as, but not limited to, RESPA, HMDA and Fair Lending PracticesWHAT WE PROVIDE TO YOU: We fund our loans as a Direct Mortgage Banker or Direct Lender with large, Tier-1 Investors Highly-competitive revenue splits with a monthly draw guarantee Non-recoverable draw the first 2 months so you get started out on the right foot! Superior pricing and product placement through our online, real-time pricing engine Close loans in days and not weeks or months (50% of our deals close in 2 weeks or less!) 24 to 48-hour in-house, underwriting and closings In-house mortgage operations team (processing, underwriting, closing, etc.) to ensure your loans get through the system fast and clean the first time Top-notch marketing and advertising programs that bring qualified clients directly to you Additional cross-selling opportunities to help your customers save even more money (credit repair, insurance, solar, etc.) Hands-on sales management to provide continual education and sales trainingBENEFITS: Medical, Dental, and Vision Insurance Plans for Employees and Family Voluntary Term Life Insurance and Accidental Death and Dismemberment Insurance Plans Voluntary Long-Term Disability Insurance Plan Aflac Supplemental Insurance Plans 401(k) Retirement Plan Flexible Spending Accounts for Medical and Dependent Care (Cafeteria Plan / Section 125) Section 529 College Savings Plan Aggressive employee referral program that rewards you financially for referring top-performing employees (“Families Helping Families” Employee Referral Bonuses)
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