Financial Services Officer

Details: Come Grow With Us This position is responsible for working with new and existing members to identify their financial needs and assist them in selecting, from the Credit Union's offering of both depository and loan products, the financial products and services that best meet the identified needs.   Develops member relationships by providing high-quality sales and service to each individual member and works with new and existing members to identify their financial needs, and assists them in the selection of the appropriate financial products and services.   Supports the achievement of the retail branch office sales goals through the personal selling of all offered financial products including; savings and other depository products; consumer loans (share secured loans, VISA cards, new & used auto loans); consumer loan insurance products (debt protection, credit life & disability, mechanical breakdown insurance, and GAP insurance) and Real Estate Mortgage Loans.   Assists members in the selection of, completion and submission of a real estate mortgage loans (purchase and refinances).   Uses credit scoring, sound lending practices, regulatory requirements and sound judgment to make lending decisions for the benefit of the membership; explains reasons for denials and explores options for members when loans are denied such as Credit Counseling rationale methods to improve FICO score.   Provides advice and assistance to members on budget counseling, consolidations, pay methods and other areas relating to member's financial needs.   Participates in marketing campaigns and member awareness seminars. Works with outside sources to generate additional business.   Ensures compliance with all applicable laws, regulations, and Credit Union policies and procedures as the relate to assigned products, including, but not limited to, Truth In Savings and Fair Credit Lending Practices and may assist with branch audits.  Local candidates only – No sponsorshipsLockheed Federal Credit Union is an Equal Opportunity Employer M/F/D/V

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Financial Services Officer (Loan Officer / Personal Banker)

Details: Come Grow With Us!   This position is responsible for working with new and existing members to identify their financial needs and assist them in selecting, from the Credit Union's offering of both depository and loan products, the financial products and services that best meet the identified needs. Develops member relationships by providing high-quality sales and service to each individual member and works with new and existing members to identify their financial needs, and assists them in the selection of the appropriate financial products and services. Supports the achievement of the retail branch office sales goals through the personal selling of all offered financial products including; savings and other depository products; consumer loans (share secured loans, VISA cards, new & used auto loans); consumer loan insurance products (debt protection, credit life & disability, mechanical breakdown insurance, and GAP insurance) and Real Estate Mortgage Loans. Assists members in the selection of, completion and submission of a real estate mortgage loans (purchase and refinances). Uses credit scoring, sound lending practices, regulatory requirements and sound judgment to make lending decisions for the benefit of the membership; explains reasons for denials and explores options for members when loans are denied such as Credit Counseling rationale methods to improve FICO score. Provides advice and assistance to members on budget counseling, consolidations, pay methods and other areas relating to member's financial needs. Participates in marketing campaigns and member awareness seminars. Works with outside sources to generate additional business. Ensures compliance with all applicable laws, regulations, and Credit Union policies and procedures as the relate to assigned products, including, but not limited to, Truth In Savings and Fair Credit Lending Practices and may assist with branch audits. Local candidates only please - No sponsorships.  Lockheed Federal Credit Union is an Equal Opportunity Employer.M/F/D/V

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Loan Processor (Financial Services) (Support)

Details: Classification:  Loan Servicing Compensation:  $12.50 to $14.00 per hour Our client in Warwick is looking for a loan processor to assist their loan operations department. The loan processor will be responsible for verifying credit worthiness, handling customer contact in order to update account information and obtain documents required to qualify potential borrowers. Candidate may be responsible for a portfolio of up to 40 loans at any given time.

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Client Services Representative - BP

Details: Position Summary: The Client Service Representative position requires a high level of client interaction in providing exceptional sales and service. Client Service Representative will identify cross-sell opportunities and make appropriate referrals. Provide assistance to Office Manager for operational and compliance tasks in the day to day operations of the office. Roles and Responsibilities:Sales & Service? Promote service excellence by modeling exceptional client service characteristics to retain and build existing relationships with clients.? Meet and exceed sales and service goals and objectives.? Respond to difficult or complex product and service inquiries from clients, team members and business partners.? Build internal and external relationships through exceptional problem solving, ownership and follow-through.? Model exemplary client service behaviors.Internal Operations? Ensure compliance with all Federal, State and local laws as well as BPB&TC policies and procedures.? Ensure accurate and timely processing of platform transactions.? Assist in all office operations with platform and teller processing.? Oversee all operations procedures pertaining to the ATM? Other duties as required.Qualifications:? Degree preferred, not required? 2-3 years experience in retail banking? Superior client service skills ? Cross Selling Skills? Strong communication skills ? oral and written? Organization Skills? Systems & Technical Knowledge including Microsoft Word, Excel, PowerPoint and Access We are an equal employment opportunity employer.

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Associate - Operations And Services Group (10)

Details: This is an entry-level temporary/contractor position targeted specifically for a College Graduates for an  Associate Program in the Operations and Services Group. The purpose of this program is to train and identify talent.  Upon completion of the program, opportunities for a full-time regular position may be available.   Fidelity Operations & Services Group (OSG) provides superior customer service to Fidelity's businesses through innovation, dedication and commitment to excellence. With seven operating divisions located throughout the country, OSG provides securities execution, clearance, publishing, fulfillment, scanning and information and risk management services to retail, institutional, and correspondent clients. OSG performs tens of thousands of over-the-counter, listed equities, options, bonds, and mutual fund transactions daily.  Positions may be availble in one of the groups listed below but also are not limited to the following.   As an Associate you will have the opportunity to work in one or more of these divisions; Global Settlements, Asset Servicing, Strategic Planning & Project Mgmt , Risk Management or Margin & Money Movement.   The Asset Servicing Department facilitates transfers into and out of Fidelity for PWI, IWS and NF. The division also provides specialized functions devoted to follow-up and problem resolution. The Asset Servicing Division consists of Custody, Corporate Actions, Asset Transfer, Restricted Stock Services, Tax Services, Mutual Fund Reconciliations and Alternative Investments. The Domestic Settlement Group is responsible for the timely settlement of transactions of DTCC/Government eligible securities and for Institutional accounts in accordance with FINRA, NASD, NYSE and SEC rules. The Settlement  Department also supports DWAC processing, Fail Management, and Buy-in activity, and communicates directly with both internal partners and external business groups to resolve discrepancies. They support the FCMS, NFS, IWS, FFOS, and PWI lines of businesses. The International Settlement Group is responsible for various functions relating to clearance and settlement of foreign equity and fixed income products. The group has dedicated processing, client service and exception management personnel for support of those functions. Those include Trade Matching and Fail Management, commission reporting, XTRAC and ECT inquiry resolution,  Custodian Account funding, ADR conversions and billing. This group also manages exceptions between our books and records, and those of our foreign custodian banks. The Account Management and TOA Division is responsible for opening new accounts, as well as processing maintenance and feature requests on accounts. This includes the oversight of these functions for all channels of work, including electronic through Fidelity.com, Advisor Channel.com and streetscape.com through ECT, Fidelity branches, fax and USPS mail. They support each of these processes for the PWI, IWS, NF and FFOS lines of business. It includes facilitating transfers into and out of Fidelity for PWI, IWS and NF.  The operation is responsible for initiating TOA requests, working with delivering firms to expedite delivery, delivering assets out to receiving firms, and facilitating the transfer of retirement assets from employer sponsored plans into PWI IRA accounts. The Money Movement Division encompasses the Margin and Cashiering Departments.  The Margin Department is responsible for reviewing, issuing and resolving a wide range of trade and non-trade related exceptions.  These include ensuring the timely settlement of trades, margin calls, trading violations, extensions and non-trade delinquencies.  The Cashiering Department is responsible for all retirement and non-retirement Distributions, Journals and Transfers for the following Fidelity business lines (PWI, IWS, NF).  In addition, a centralized team is dedicated to Cash Management-related Product Development and Money Movement Applications. The Business Reporting and Analytics team assists OSG and its business partners with reporting and business analysis needs. The primary responsibility is to provide OSG with the data, tools and reporting needed to effectively and efficiently manage operations. The Business Improvement (BPI) team empowers the business with the tools necessary to change the culture to one that fully embraces continuous improvement and Lean thinking. The team ensures a standard and uniform approach to dramatically impact the client experience and associate engagement in order to drive and achieve improvements in cycle time, quality and risks.    Core Services Trade Processing, Clearance and Settlement for Equity, Fixed Income, International and Mutual Funds products and services  Institutional Operations, including Restricted Stock Services, Conversions, Integration, New Business and Enhanced Products Money movement, Banking Products, Cashiering Tax Services, Margin, Security Master and Pricing  Customer Processing including New Accounts, Transfers, Customer Resolution Technology Planning and Coordination, New Business & Project Management, Strategic Planning  Publishing, fulfillment, regulatory mail, scanning and transaction processing to Fidelity businesses in support of customer correspondence needs Customer Processing, including New Accounts, Transfers, Customer Resolution

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